Use the information to help you plan the next month’s budget.No matter what you want to do with your money, it starts with a budget.At the end of the month, see if you spent what you planned.Write what you think you will earn and spend. At the beginning of the month, make a plan for how you will spend your money that month.Look at your budget to see what you do not need or what you could spend less on. If it is less than zero, you are spending more money than you make. Subtract your expenses from how much money you make. This includes your paychecks and any other money you get, like child support. ![]() You might need $200 for your gas bill in January, but $30 in July. Look at what you paid for the same month last year. You might have bills that change every month.
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